We’re delving into some actual adulting as we speak as we chat about journey insurance coverage and cash saving hacks!
Do you know that in the event you use Cedar Tree journey insurance coverage, you get entry to a member’s membership the place there are huge reductions for each journey and on a regular basis spending?
I began utilizing Cedar Tree for my household’s annual journey insurance coverage final yr as a result of I liked their easy-to-understand coverage and their complete Covid cowl. I didn’t really realise that their member’s membership, which now contains the Low cost Hub, could be such a bonus!
Utilizing the reductions on this membership you can go on to save lots of sufficient cash to cowl the price of your journey insurance coverage and even sufficient to guide one other vacation!
Sure, that’s proper. You can primarily get your journey insurance coverage totally free and make huge financial savings, which you can stash away…however everyone knows we’d fairly spend these financial savings on a vacation!
Listed below are some examples of the financial savings accessible within the Cedar Tree Low cost Hub
- 40% off cinema tickets
- 10% off resort bookings with Accommodations. com
- As much as 20% off automotive rent
- 10% off Expedia UK bookings
In case you purchase eGift playing cards you may get:
- 4% off at supermarkets like Sainsbury’s or John Lewis
- 7% off at M&S
- 7% off at JustEat
- 5% off with Airbnb
There are such a lot of extra methods to economize with the Low cost Hub however I’ve gone right into a bit extra element about how I’m saving cash for my household under.
^I stayed in a distant cabin in Snowdonia this weekend so stocked up on M&S meals and goodies earlier than I left – all purchased with my 7% low cost by way of the Low cost Hub!
Cedar Tree Journey Insurance coverage
You might keep in mind that final yr I began utilizing Cedar Tree for my household’s annual journey insurance coverage. This was a time when journey was unsure resulting from Covid restrictions and holidays have been being cancelled left, proper and centre! However we have been all determined to go on vacation so everybody was reserving journeys whereas figuring out there was an opportunity it might by no means occur.
At that time, I actually appreciated figuring out that my holidays could be coated, even when we needed to cancel resulting from Covid. Cedar Tree’s journey insurance coverage is complete and there’s an easy-to-follow coverage so I knew that even when certainly one of us needed to isolate and cancel our journey, we’d nonetheless be coated.
Journey insurance coverage insurance policies could be so sophisticated and wordy, to a degree the place you don’t actually know what you’re coated for, however Cedar Tree made all of it actually easy.
I knew my journeys could be coated if we needed to cancel a vacation resulting from Covid and my household could be cared for if any of us turned unwell overseas.
Quick ahead 12 months and sure, we nonetheless all need complete cowl, however our new concern is the price of residing disaster.
How can our journey insurance coverage assist us get monetary savings?
Cedar Tree member golf equipment for large financial savings
Life is getting an increasing number of costly and we’re all searching for simple methods to economize.
And that’s the place Cedar Tree is available in.
While you get your journey insurance coverage via Cedar Tree, you’ve gotten entry to their distinctive member membership the place there are year-round financial savings accessible.
Lots of the financial savings are for on a regular basis spending, equivalent to reductions at main supermarkets like Sainsbury’s, Tesco and Asda or manufacturers equivalent to ASOS, Primark, and Currys.
It’s the sort of little, on a regular basis financial savings that slowly add up!
How I exploit the Cedar Tree Low cost Hub
There are such a lot of issues you can use the Low cost Hub for however right here’s how I’ve been utilizing it…
Airbnb – 5% low cost
You will get a 5% low cost with Airbnb and, as I exploit Airbnb A LOT, this has been an ideal one for me. I exploit Airbnb for no less than half of my journeys so these 5% reductions do add up.
Household cinema days or date night time – 40% off cinema tickets and eight% off dinner
You’ll be able to rise up to 40% off cinema tickets at ODEON, Vue and Cineworld utilizing the DiscountHub.
I do know it makes me sound like an previous woman however cinema tickets are so costly as of late! When did the cinema change into such an costly day trip!?
Utilizing the Low cost Hub I can get cinema tickets at Vue cinema (my native one has these huge, cozy seats!) for simply £7.01.
Mix this with an 8% low cost at Wagamama and also you’ve bought your self an ideal household day trip with massive financial savings!
I used these reductions twice throughout the latest Easter holidays, saving my household about £20 in complete.
And sure, that £20 can go straight into the pot for an additional household day trip.
Cedar Tree Low cost Hub for presents
One other means I like to make use of the Low cost Hub is for presents – notably present playing cards.
You will get discounted present playing cards for in every single place from Primark to Miller & Carter and most present playing cards appear to have between 3-15% off (most appear to common about 8% off). Virgin Expertise Days present playing cards have 20% off and Miller & Carter is 10% off.
Journey Hack Tip: In case you’ve bought pals or household with younger youngsters, there isn’t any higher present than a restaurant voucher and the promise to babysit whereas mum and pop exit for a pleasant meal!
In terms of Christmas time, I’m positive these low cost present playing cards are going to come back in very helpful!
7% off for M&S meals!
I don’t do my full weekly store at M&S however I do love an M&S meal deal!
The £12 Asia meal deal, or the £20 Date Night time & Fizz meal offers are an absolute winner in my home. Less expensive than a takeaway they usually’re normally simply as good!
And in the event you use the Cedar Tree Low cost Hub, you may get 7% off at M&S.
Let’s say you bought the £20 date night time meal deal as soon as every week. That may price £1,040 a yr. However utilizing the 7% low cost, it prices £967.20 which means an annual saving of £72.80.
Little financial savings add up
It doesn’t take lengthy earlier than all of those little financial savings begin to add up.
I do know these are all small financial savings but it surely’s really easy to do by way of the app that you simply’d be foolish to not take advantage of it.
Reside month-to-month attracts
Not solely do you get entry to a lot of financial savings however there are additionally dwell month-to-month attracts that are free to enter for policyholders.. I’m actually hoping to win that £500 Airbnb voucher this month!
Greater reductions with every new coverage
One other profit to utilizing Cedar Tree is that the longer you’re a member with them, the larger your reductions change into. When you’ve had 6 insurance policies, or earned 200 factors, you get 20% low cost!
Cedar Tree Membership App makes it really easy to save lots of
I’ll admit that I’m normally a bit lazy about getting reductions. You typically have to leap via so many hoops to get your low cost that it barely appears price it to get 70p off!
However the Cedar Tree app is very easy to make use of so it’s no further problem to get it.
For most of the reductions you’ll want to purchase a present card, so when you know the way a lot your invoice can be, simply go onto the app, choose the present card you want and the quantity you need it for. I pay rapidly with Apple Pay after which the present card is instantly emailed to me.
It takes an additional minute and it’s nicely price it (particularly once you get 10% off for a household of 5 at Miller & Carter!)
Check out Cedar Tree journey insurance coverage insurance policies and the Low cost Hub!
I have an unique 20% low cost code too: LVYARC69UR
The Cedar Tree low cost code can’t be used along with another supply, and the coverage have to be purchased instantly from www.cedartreeinsurance.com